Kris Grimes
Kris Grimes

Cobb Lake Homes Blog

Real Estate News You Can Use

Get Ready for the 2016 Spring Market Now!

January 20, 2016 2:50 pm

Get ready for the 2016 Housing Market stampede this Spring. Become a ready, willing, and able home buyer and start the home search now. (Read More)

WINTER IS THE BEST HOME SHOPPING SEASON!

December 1, 2015 9:35 am

Home shopping or selling during the Holidays is less strenuous than it sounds. (Read More)

FOR HOME BUYERS: HOMEBUYING NOW MORE AFFORDABLE

October 9, 2015 10:20 am

The average home price remains 12 percent below what it was in the second quarter of 2006 – the least affordable level in the last decade. During that same time period, the average wage nationwide has increased 34 percent and the average interest rate on a 30-year fixed-rate mortgage has dropped 44 percent during that time period. (Read More)

Why do I need a Loan Pre-approval?

September 26, 2015 3:12 pm

Before starting home shopping, prospecting home buyers are advised to obtain at a minimum a Pre-Qualification letter. But, to make a solid offer on a home it's far better to have a Pre-Approval letter instead. (Read More)

TRID - TILA RESPA Integrated Disclosure

September 26, 2015 2:30 pm

As of October 3, new loan applications will follow the guidelines created by the Consumer Financial Protection Bureau. New forms are replacing old ones. From now on we'll be talking about Loan Estimates and Closing Disclosure instead of Good Faith Estimate and HUD-1. TILA RESPA Integrated Disclosure or TRID promises to make buying a home a lot easier. (Read More)

TIPS FOR FIRST TIME BUYERS

August 22, 2014 11:24 am

Buying your first home doesn't need to be a nightmare if you properly prepare for it and choose the right support team. (Read More)

9 REASONS TO LOVE YOUR MORTGAGE

July 28, 2014 1:58 pm

Nine different ways to look at a mortgage from a positive point of view. (Read More)

FOR BUYERS: MAKE A BUYING PLAN AND STICK TO IT

June 14, 2014 11:28 am

Saving for a down payment takes time and effort. Tips and inspiration how to get there. (Read More)

WHAT'S UP WITH THE DEEDS?

May 13, 2014 9:05 am

Limited Warranty Deeds have replaced the General Warranty Deed language in the 2014 real estate contracts. A brief layman explanation of the difference between these two deeds. (Read More)

Buyer versus Seller Market

January 28, 2014 11:40 am

The big differences between a Buyer and a Seller market. (Read More)

How to prepare for homeownership

January 4, 2014 11:55 am

Buying a home takes more than driving through neighborhoods and talking to a real estate agent. It requires thorough financial preparation and starts by knowing your credit score and credit report, followed by visiting a loan officer and finding out your buying power. (Read More)
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