Kris Grimes
Kris Grimes

Cobb Lake Homes Blog

Real Estate News You Can Use

Get Ready for the 2016 Spring Market Now!

January 20, 2016 2:50 pm

Get ready for the 2016 Housing Market stampede this Spring. Become a ready, willing, and able home buyer and start the home search now. (Read More)

Why do I need a Loan Pre-approval?

September 26, 2015 3:12 pm

Before starting home shopping, prospecting home buyers are advised to obtain at a minimum a Pre-Qualification letter. But, to make a solid offer on a home it's far better to have a Pre-Approval letter instead. (Read More)

TRID - TILA RESPA Integrated Disclosure

September 26, 2015 2:30 pm

As of October 3, new loan applications will follow the guidelines created by the Consumer Financial Protection Bureau. New forms are replacing old ones. From now on we'll be talking about Loan Estimates and Closing Disclosure instead of Good Faith Estimate and HUD-1. TILA RESPA Integrated Disclosure or TRID promises to make buying a home a lot easier. (Read More)

New QM (Qualified Mortgage) Rules

January 6, 2014 2:20 pm

Items taken into consideration by a lender when a homeowner applies for a mortgage when the Qualified Mortgage Rule takes effect January 10, 2014. (Read More)